Acura Finance Center
It’s no secret that buying a vehicle is an exciting milestone—but if you have less than perfect credit, it can sometimes feel like an uphill battle. To combat this, Acura of Temecula is passionate about making sure that everyone has the chance to drive the vehicle they love without any second-guessing.
Understanding how to navigate the process at our Acura finance center near Temecula, California, is part of what we do—and we can’t wait to help you. Let’s learn more about what you can expect and how we can make your Acura search the best it can be.
Discovering Your Financing Options Online
You can start the process from your home by getting pre-approved online. This step lets you understand what you can expect so you can enter our dealership informed, empowered, and confident. After all, knowing your options allows for more innovative budgeting and planning.
Once you’ve set your budget, we invite you to utilize our payment calculator tool to experiment with different financing scenarios. Adjusting various loan amounts and terms allows you to visualize how these factors affect your monthly payments.
This hands-on approach gives you control and prepares you for productive discussions with our financing experts. Our team is ready to dive deeper into your options and tailor a plan that suits your unique situation.
Meet Our Friendly Finance Team
From the start, our Acura finance center provides a welcoming and supportive environment where you can feel confident about your financing choices. Our team of friendly professionals is committed to helping you find the best financing plan that matches your unique needs and preferences.
We understand that no two customers are alike, so we take the time to work one-on-one with you. Our finance experts leverage their relationships with diverse local lenders, ensuring personalized solutions that fit various credit scenarios.
Whether you’re interested in lower monthly payments or extended loan terms, we’ll do our utmost to secure a financing option that works for you. We aim to make the financing process as smooth as possible, empowering you to drive home with the vehicle you’ve been dreaming of.
Tips to Improve Your Financial Standing
Before diving headfirst into financing, take some time to evaluate your credit score and explore ways to enhance it. A solid credit score can open doors to better financing options and lower interest rates, ultimately making your vehicle more affordable.
Once you have your report, focus on paying down existing debts. Maintaining your credit utilization ratio is wise—ideally keeping it below 30%. For instance, if your total credit limit is $10,000, aim to keep your balance below $3,000. Set up automatic payments or reminders on your calendar to ensure you never miss a due date.
Wherever you stand with your finances, we’ll help you sort through them to find a deal that works for you.
Start Your Acura Journey with Us
Financing a vehicle with less -than-perfect credit might feel out of grasp—but not at Acura of Temecula. Remember, we’re here to guide you every step of the way. We invite you to apply for pre-approval today to kickstart the process so we can handle the rest for you.
Together, we can turn your dreams into reality. Visit our finance center near Temecula, CA, to get started.
Contact Us
Disclaimer:
*If you enter a cell phone number, or another number that you later convert to a cell phone number, you agree that we may contact you at this number. You also agree to receive calls and messages such as, pre-recorded messages, calls and messages from automated dialing systems, or text messages. Normal cell phone charges may apply.
Prices for both new and used vehicles are subject to change, and prior sales are excluded from these offers. The dealer is not responsible for typographical errors. Additional costs for new vehicles include added accessories, sales tax, tag and title fees. The Manufacturer's Suggested Retail Price (MSRP) for new vehicles does not include taxes, title, accessories, fees, processing fees, or other charges allowed by law. Due to current market conditions, market price may exceed MSRP. Images and options shown for new/used vehicles are examples and may not reflect the exact vehicle specifications. MPGs are based on the model year EPA estimated city/highway MPG, and actual mileage may vary. Additional factory offers may be available for qualified individuals. Low finance rates are available for well-qualified buyers, though not all buyers will qualify. Every internet price for used vehicles may include current applicable dealer savings. The value of used vehicles varies with mileage, usage, and condition. Used vehicles may be sold by the dealer with no warranty. The dealer advertised price for used vehicles may not reflect specific dealer or manufacturer offers and may be subject to certain terms and conditions. The dealership is not a lender, and financing for used vehicles is determined on an individual basis at the time of contracting, based on the customer's credit score and the lender's acceptance of the contract. Some used vehicles may be subject to manufacturer safety recalls that have not been repaired prior to sale. Check for open manufacturer recalls on the National Highway Traffic Safety Administration's recall website https://vinrcl.safercar.gov/vin/. Availability of vehicles may vary, and some vehicles shown on the website may not be available on the dealer's lot. Contact the dealership details and availability.
Prop 65 Warning: Operating, servicing and maintaining a passenger vehicle or off-road vehicle can expose you to chemicals including engine exhaust, carbon monoxide, phthalates, and lead, which are known to the State of California to cause cancer and birth defects or other reproductive harm. To minimize exposure, avoid breathing exhaust, do not idle the engine except as necessary, service your vehicle in a well-ventilated area and wear gloves or wash your hands frequently when servicing your vehicle. For more information go to www.P65Warnings.ca.gov/passenger-vehicle.